Effective date: November 12, 2026 · Last updated: November 12, 2026
Agreement to these terms
These Terms of Service ("Terms") govern your use of aroytanzania.com (the "Site"), operated by Aroy Tanzania Insurance Agency, 14415 Road 26, Dolores, CO 81323, USA. By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.
Informational purposes only
The content on the Site, including coverage descriptions, guides, the glossary, the coverage finder and the checklist, is general information. It is not a policy, an offer of insurance, a guarantee of coverage, or legal, tax or financial advice. Coverage is determined solely by the terms, conditions, limits and exclusions of the policy issued by the insurance company.
Quotes and coverage
Submitting a form or requesting a quote does not create insurance coverage. No coverage is in force until an insurance company has accepted your application, you have received written confirmation such as a binder or policy, and any required premium has been paid. Quotes are estimates based on the information provided and may change after underwriting. Do not cancel existing coverage until new coverage is confirmed in writing.
Your responsibilities
You agree to give accurate and complete information when requesting quotes or services, and to use the Site lawfully. You may not attempt to interfere with the Site, upload malicious code, scrape it at scale, or use it to send spam.
Intellectual property
The Site's text, graphics, logos, photographs and design are owned by or licensed to Aroy Tanzania Insurance Agency and are protected by copyright and trademark laws. You may view and print pages for personal, non-commercial use. Any other use requires our written permission.
Links to other websites
The Site may link to third-party websites, such as insurance companies, government agencies or map services. We don't control and aren't responsible for their content or practices.
Disclaimer of warranties
The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including accuracy, completeness, fitness for a particular purpose and non-infringement. We try to keep information current but don't guarantee that it is free of errors.
Limitation of liability
To the fullest extent permitted by law, Aroy Tanzania Insurance Agency and its owner will not be liable for any indirect, incidental, consequential or punitive damages arising from your use of the Site or reliance on its content. Nothing in these Terms limits obligations we have to clients under applicable insurance laws.
Governing law
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law rules. Any dispute relating to the Site will be brought in the state or federal courts located in Colorado.
Changes
We may update these Terms at any time by posting a new version on this page. Continued use of the Site after changes means you accept the updated Terms.
Contact
Aroy Tanzania Insurance Agency
Attn: Samuel McDonald
14415 Road 26
Dolores, CO 81323
USA
Phone: (858) 349-9729
Email: support@aroytanzania.com